Keystone Bank Past Questions and Answers for 2024 Job Aptitude Test
If you have been invited to the soon-coming Keystone Bank Job Recruitment Aptitude Test, Then Our Updated Keystone Bank Past Questions and Answers in PDF format for CBT Job Aptitude Test is for you.
Importantly, you need to get yourself prepared for the aptitude test if you really want to work with the Keystone Bank. On the other hand, Dragnet is the recruitment firm that’s conducting the Keystone Bank aptitude test.
Helpful Tips
Keystone Bank-Dragnet aptitude tests are computer-based tests (CBT) and the format comprises GSE style of questions.
In addition, we have gotten hold of authentic Keystone Bank dragnet past questions and solved answers. The past questions are screenshots of their past exams. It’s real! Also, we have also included solutions and answers to these questions.
This past question e-book comprise of over 500 questions and answers (with thorough explanations) which have been compiled in PDF format. That is to say, you can Print it or even read it on your phone or laptop.
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Sample of Keystone Bank Past Questions and Answers
There are so many sections in this Keystone Bank past question study pack, which include SUMMARY OF TEST, NUMERICAL REASONING, QUANTITATIVE REASONING, VERBAL REASONING, and BANKING KNOWLEDGE. However, these sample questions and answers are from the BANKING SECTION of this Keystone Bank study pack.
BANKING SECTION 1
In Banking terminology NPA means
A. Non-Promise Account
B. Non-Personal Account
C. Non-Performing Asset
D. Net-performing Asset Answer: C
Which of these is not a type of account operated by commercial banks in
Nigeria?
A. Current Account
B. Fixed Deposit Account (FDA)
C. oint Central Account (JCA)
D. High-Interest Deposit Account (HIDA) Answer: C
Which of the following is NOT a banking-related term?
A. Radiation
B. Outstanding Amount
C. Explicit Guarantee
D. Benchmark Prime Lending Rate Answer: A
Which from the following is NOT true when the interest rate in the economy
goes up?
A. Saving increases
B. Lending decreases
C. Cost of production increases
D. Return on capital increases Answer: D
The rate of interest is determined by:
A. The rate of return on the capital invested
B. Central Government
C. Liquidity preferences
D. Commercial Banks. Answer: D
The form of banking available to the general masses in Nigeria is called
__?
A. Merchant Banking
B. Retail Banking
C. Investment Banking
D. Mortgage Banking Answer: C
Which one of the following is NOT a quantitative credit control technique?
A. Bank Rate
B. Cash Reserve Ratio (CRR)
C. Increase of interest rate on saving deposit
D. Statutory Liquidity Ratio (SLR) Answer: A
Many a time we hear about NPA in banking terminology. What is the full
form of NPA?
A. Non- Performing Asset
B. Negotiable and Preferential Asset
C. New Performing Avenues
D. Net Performing Average Answer: D
Which one of the following is NOT a banking-related or financial term?
A. Creditworthiness
B. Margin Money
C. Payment gateways
D. Polymerization Answer: B
Which of the following is NOT banking related terms?
A. SME finance
B. Overdrafts
C. Drawing power
D. Equinox Answer: D
Bad loans in banking terminology are generally known as:
A. Prime loans
B. Prime asset
C. BPOs
D. NPAs Answer: D
Which of the following terms is not used in the field of banking and finance?
A. Overdraft
B. Base line
C. RTGS
D. GBC Answer: D
When more than one bank is allowing credit facilities to one party in coordination with
each other under a formal arrangement the arrangement is generally known as:
A. Participation
B. Consortium
C. Syndication
D. Multiple Banking Answer: B
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